New FD Rates Effective March 6 Aim To Support Long-Term Savings Plans

Latest FD Rate Revision
The bank has raised rates for deposits between 3 years and a day to under 4 years and 7 months. Regular customers will now earn 6.5%, while senior citizens benefit from 7%. This move comes after a rate cut in December 2025, signaling renewed focus on attracting retail investors.

Short-Term And Long-Term Options
Short-term FDs of 7–29 days now fetch 2.75% for regular customers and 3.25% for seniors. Deposits of 30–45 days earn 3.25% and 3.75% respectively. For longer tenures, investors can choose flexible options up to 10 years, ensuring stable returns amid market volatility.

Impact On Investors
The hike is expected to encourage savings and provide secure investment opportunities. Senior citizens, in particular, stand to gain from higher returns, making HDFC Bank’s FD schemes more attractive in the current financial climate.

Key Highlights

• FD rates revised effective March 6, 2026
• 3–4 year tenure offers 6.5% (regular) and 7% (senior citizens)
• Short-term FDs start at 2.75% for regular customers
• Applies to deposits below ₹3 crore
• Revision follows December 2025 rate cuts

Sources: The Economic Times, Moneycontrol, HDFC Bank official site