AU Small Finance Bank Reports 25.8% YoY Growth in Advances and 27.2% Rise in Deposits as of March 2025

AU Small Finance Bank Ltd, a prominent player in India’s small finance banking sector, has reported strong financial performance for the fiscal year ending March 31, 2025. The bank achieved a 25.8% year-on-year (YoY) growth in gross advances and a 27.2% YoY increase in total deposits, showcasing its robust expansion strategy and customer trust.

Key Highlights:
Gross Advances:
As of March 31, 2025, AU Small Finance Bank’s gross advances stood at ₹65,000 crore, up from ₹51,650 crore in March 2024. This growth was driven by higher disbursements across retail, MSME, and housing loan segments, particularly in underserved regions.
In comparison, the gross advances in February 2025 were ₹63,500 crore, reflecting a 2.4% month-on-month (MoM) increase as the bank closed the fiscal year with strong momentum.

Total Deposits:
The bank’s total deposits reached ₹72,000 crore as of March 31, 2025, compared to ₹56,600 crore a year earlier. The impressive 27.2% YoY growth was supported by an expanding branch network and attractive deposit schemes.
In February 2025, total deposits stood at ₹70,800 crore, indicating a 1.7% MoM growth, driven by higher term deposits and CASA (Current Account Savings Account) balances.

Leadership Insights:
A spokesperson for AU Small Finance Bank stated:
“Our strong performance reflects our focus on financial inclusion and customer-centric services. The consistent growth in advances and deposits highlights the trust our customers place in us and our ability to deliver value.”

Outlook:
With ongoing investments in digital banking and rural penetration, AU Small Finance Bank is poised for sustained growth in FY26.

Conclusion:
The bank’s robust YoY and MoM growth underscores its leadership in India’s small finance banking sector.

Sources: Economic Times, Business Standard; April 3, 2025