Q4 Earnings Unleashed: Who Will Lead, Who Will Lag-IDFC First, India Cements, or SBFC Finance?

Image Source: The Economic Times

April 26, 2025, is a crucial day for India’s markets as a slew of major companies, including IDFC First Bank, India Cements, and SBFC Finance, announce their Q4 FY25 earnings, setting the tone for investor sentiment in the new financial year.

IDFC First Bank:

Analysts expect a sharp year-on-year drop in net profit, with estimates ranging from a 46% to 60% decline due to elevated provisions and asset quality pressures.
Net profit is projected between ₹288 crore and ₹389 crore, down from ₹724 crore last year.
Net Interest Income (NII) is expected to rise by 12-13% to about ₹5,039 crore, reflecting healthy growth in advances and deposits (24.7% and 20.4% respectively).
Asset quality may see a slight deterioration, with Gross NPA likely to inch up to 2%.
The stock saw a 2.88% dip ahead of results, but long-term returns remain robust.

SBFC Finance:

Continues its strong growth trajectory, with net sales and profit after tax both rising steadily quarter-on-quarter.
Q4 net income is expected to be around ₹88 crore, with EBIT margins above 67%, highlighting operational efficiency and profitability.

India Cements:

Results are highly anticipated, with the market watching for signs of margin recovery and volume growth amid cost pressures.

Investors are closely monitoring management commentary for outlook on asset quality, credit growth, and sector-specific challenges. With mixed signals across the board, today’s results will be pivotal for market direction.

Source: The Hindu Business Line, The Economic Times, Samco Insights