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Paytm’s Bold Move: Interest Rates Crash to 9.75%, Flat Brokerage Sparks Market Buzz!


Updated: April 21, 2025 16:17

Image Source: Business Today
In a bold move set to shake up India’s digital investing landscape, One 97 Communications Ltd has announced a significant reduction in interest rates for its Paytm Money platform, cutting rates from 14.99% p.a. to just 9.75% p.a. This dramatic drop aims to make margin trading more accessible and affordable for millions of retail investors and traders across the country.
 
Key Highlights:
  • Interest Rate Cut: Paytm Money’s Margin Trading Facility (MTF) now features an industry-leading interest rate of 9.75% per annum, down from the previous 14.99%. This move is designed to empower active traders with lower borrowing costs, enhancing flexibility and boosting participation in the equity markets.
  • Zero Platform Fee: In a further boost for users, Paytm Money has scrapped its platform fee, making it free for a lifetime. This initiative removes a key barrier for new investors, allowing seamless and cost-effective access to the stock market.
  • Revised Brokerage Structure: Paytm Money now offers a flat ₹20 brokerage across all segments, effective January 15, 2025. This transparent pricing model ensures affordability for both high-frequency traders and long-term investors.
  • Expanded Offerings: The platform has introduced BSE F&O trading, giving users access to SENSEX and BANKEX option contracts, and nearly 1,000 MTF-enabled stocks at the new lower rate.
  • Digital-First Experience: With a 100% paperless account opening, no maintenance charges, and robust web and mobile trading platforms, Paytm Money continues to lead as a low-cost, technology-driven broker.
These sweeping changes reinforce One 97 Communications’ commitment to democratizing investing in India, offering unmatched value, flexibility, and transparency for every market participant.
 
Source: Paytm Money Blog, Chittorgarh, The Hindu Business Line

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