Fino Payments Bank’s Q4: Profit Power Play and Interest Income Surge

Fino Payments Bank Ltd declared its March 2025 quarter results, achieving a net profit of ₹24 crore, a marginal decrease of 4.8% from ₹25.2 crore last year in the same quarter. Net interest income (NII) of the bank increased significantly by 45.7% to ₹26.8 crore from ₹18.4 crore year on year. Interest income for the quarter was ₹52.78 crore.

 

The revenue of the bank in Q4 FY25 rose 23% to ₹493.5 crore, reflecting consistent growth in its payments and digital-driven business model. Fino Payments Bank, though net profit fell, maintained its profitability run, posting its 17th consecutive profitable quarter.

 

Management also attributed the efforts of the bank to continuously drive its customer franchise and digital transactions, on a path of sustainable growth and profitability. The company once again reassured its goal of realizing its status as a small finance bank, through continuous negotiations with Reserve Bank of India for the requisite license.

 

Fino Payments Bank continues to use its pan-India distribution network and digital channels to promote financial inclusion and provide innovative banking solutions.

 

Source: CNBCTV18