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Axis Bank’s Q4 Masterstroke: Profit Soars Past Estimates, Asset Quality Shines, Dividend Sweetener Added!


Updated: April 24, 2025 21:00

Image Source: CNBC TV18
Axis Bank reported a solid set of fourth quarter numbers ended March 2025, beating market expectations on profitability while retaining sound asset quality and rewarding shareholders.
 
Highlights:
  • Net Profit Surges Above Estimates: Axis Bank reported a consolidated net profit of ₹71.18 billion, much above the IBES estimate of ₹66.60 billion, demonstrating strong operation levels and efficient cost controls.
  • Asset Quality on a sustainable basis: Gross non-performing asset (NPA) ratio of the bank improved to 1.28%, reflecting robust risk management and sound loan book quality even during a difficult credit environment.
  • Net Interest Income (NII): Net interest income for the quarter was at ₹138.11 billion, in accordance with estimates, led by stable margins and prudent lending behaviors.
  • Dividend Reward: The board has proposed a final dividend of ₹1 per share, as is its habit of shareholder dividend and reflecting on the bank's financial strength.
  • Market Context: In contrast to sector concerns regarding weak loan growth and soft margins, Axis Bank's numbers show resilience with profit growth better than peers and asset quality parameters among the industry's best.
  • Investor Sentiment: The bank's robust bottom line, sound asset quality, and steady dividend strategy are expected to support investor sentiment, particularly with the management venturing into fresh sources of fundraising and keeping a watchful eye on the cost of credit.
Axis Bank's Q4 performance makes it a leader among private sector lenders, wherein profitability, cautious risk management, and shareholder value generation coexisted.
 
Sources: Financial Express, Economic Times, Moneycontrol

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